Health Benefit Exchange, California

California Health Benefit Exchange (HBEX)

The purpose of state health insurance exchanges is to make health insurance more affordable and easier to purchase for small business and individuals.

General Information: 800-300-1506
Hearing Impaired: 888-889-4500
Fax: 888-329-3700
Phone Hours of Availability: Phone Hours of Availability: 8:00 a.m. to 8:00 p.m. Monday - Friday (except holidays as noted below) 8 a.m. to 6 p.m. Saturday 8 a.m. to 6 p.m. Sunday, Jan. 31. Closed all other Sundays Holidays: The Service Center is closed on state holidays, including Friday, Jan. 1 (New Year's Day). The Service Center will have reduced hours on Monday, Jan. 18 (Martin Luther King Jr. Day), and will be open from 8 a.m. to 6 p.m.

Frequently Asked Questions

The best way to get a quick estimate of the price you would pay is to use the Shop and Compare Tool. The price is based on your estimated income for the coverage year, your ZIP code, your household size and your age. If you are a low- or moderate-income Californian, you may get help buying insurance from Covered California through monthly subsidies that lower your premium costs so that you pay less for top-quality, brand-name insurance. Learn more about who qualifies for a subsidy.
No. Covered California is where Californians can get brand-name health insurance under the Patient Protection and Affordable Care Act and see if they qualify for financial subsidies from the federal government to help them pay their monthly premiums.
Open enrollment begins Nov. 1, 2015, and continues through Jan. 31, 2016. Apply by Dec. 15 for coverage to begin on Jan 1. If you apply later, your coverage will begin later, but as long as you meet the Jan. 31 enrollment deadline, you will avoid owing a tax penalty for being uninsured. Others with special qualifying life events can enroll at any time of the year. Medi-Cal enrollment is also year-round. Medi-Cal and Covered California use the same application. After you enter your information, you will find out whether you qualify for Medi-Cal or Covered California.

Related Links

CA.Gov : Health Benefit Exchange, California

The purpose of state health insurance exchanges is to make health insurance more affordable and easier to purchase for small business and individuals. http://www.ca.gov/Agencies/Health-Benefit-Exchange-California

Bill Text - SB-972 California Health Benefit Exchange: board ...

Existing law created the California Health Benefit Exchange (Exchange) as an independent public entity in the state government, not affiliated with an agency or  ... http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201320140SB972

Result thumbnail image Certified Insurance Agents

THE CALIFORNIA HEALTH BENEFIT EXCHANGE ... Covered California is proud to partner with licensed insurance agents to help reach and enroll the millions ... http://www.healthexchange.ca.gov/agents/

Bill Text - SB-514 California Health Benefit Exchange.

Existing law establishes the California Health Benefit Exchange (Exchange) within state government, specifies the powers and duties of the board governing the ... https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201520160SB514

Result thumbnail image About | California's Health Benefit Exchange

California's Health Benefit Exchange. The purpose of state health insurance exchanges is to make health insurance more affordable and easier to purchase for ... http://www.hbex.ca.gov/about/

Result thumbnail image Covered California

THE CALIFORNIA HEALTH BENEFIT EXCHANGE. Home ... Distribute information concerning enrollment into Covered California health plans. Facilitate  ... http://www.hbex.ca.gov/stakeholders/navigator-program/

Entire California Health Benefit Exchange Budget

The California Health Benefit Exchange/Covered California mission is to increase the ... Covered California is a public entity within state government with a ... http://www.ebudget.ca.gov/2016-17/pdf/GovernorsBudget/4000/4800.pdf

Bill Text - AB-1428 California Health Benefit Exchange: employees ...

Under the federal Patient Protection and Affordable Care Act (PPACA), each state is required, by January 1, 2014, to establish an American Health Benefit ... http://leginfo.legislature.ca.gov/faces/billTextClient.xhtml?bill_id=201320140AB1428